Personal Finance Calculators — Mortgage, Net Worth, Savings & More
Free personal finance calculators to help you build wealth, plan for retirement, buy a home, and track your net worth. All tools run instantly in your browser — no signup required.
Featured Calculators
See how your investments grow over time with the power of compounding.
Calculate monthly payments, total interest, and compare 15 vs 30-year terms.
Track your total assets minus liabilities — your real financial snapshot.
Find out how long to reach any savings target with monthly contributions.
All Personal Finance Tools
Loan Calculator
Monthly payments, total interest, and full amortization for any loan.
Inflation Calculator
Adjust past or future dollar values for inflation and purchasing power.
Salary Calculator
Convert hourly, weekly, monthly, and annual pay. See take-home after taxes.
Hourly to Salary Calculator
Convert any hourly rate to annual salary and monthly take-home pay.
Personal Finance Guides
Compound Interest Guide
Rule of 72, retirement scenarios, compounding frequency comparison
Net Worth Guide
Assets vs liabilities, milestones by age, 5 growth strategies
Mortgage Calculator Guide
15 vs 30-year, hidden costs, affordability rules
Compound Interest for Retirement
How time and rate affect your retirement wealth
Salary Calculator by State
Take-home pay after taxes for every US state
Loan Calculator for Car
Monthly payment, total interest, and amortization for auto loans
4 Personal Finance Rules That Actually Work
Max your 401(k) match first
A 50–100% instant return — no investment beats free employer money.
Build a 3–6 month emergency fund
Before investing aggressively, have liquid savings to avoid selling investments in a crisis.
Kill high-interest debt
Paying off 20% APR credit cards = guaranteed 20% return. Better than most investments.
Automate your savings
Set up automatic transfers on payday. You can't spend what you never see.
Explore Other Calculator Categories
Start with Net Worth
Before optimizing anything, know your baseline. Calculate your net worth in 2 minutes.
Calculate Net Worth