Personal Finance
Net Worth Calculator by Age: Benchmarks, Percentiles & How You Compare
Wondering how your net worth stacks up? This guide uses Federal Reserve data to show you exactly where you stand compared to Americans your age — with median benchmarks, top 25% targets, and Fidelity's salary-multiple guidelines. Enter your numbers below to see your percentile instantly.
How Do You Compare?
Your Net Worth
$75,000
Your Percentile
Below median
Age Group Median
$135,000
Fidelity Target
$225,000
3× salary
$0Median: $135,000Top 25%: $400,000
Net Worth Benchmarks by Age (Federal Reserve Data)
| Age Group | Median | Top 25% | Top 10% | Fidelity Target |
|---|---|---|---|---|
| Under 35 | $39,000 | $150,000 | $400,000 | 1× salary |
| 35–44 | $135,000 | $400,000 | $900,000 | 3× salary |
| 45–54 | $247,000 | $800,000 | $1,800,000 | 6× salary |
| 55–64 | $365,000 | $1,200,000 | $2,800,000 | 8× salary |
| 65–74 | $410,000 | $2,000,000 | $4,500,000 | 10× salary |
Source: Federal Reserve Survey of Consumer Finances (SCF). Fidelity targets based on annual salary multiples.
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