Privacy Policy
Last updated: April 13, 2026 — Effective immediately
TL;DR: We don't collect your calculator inputs. All calculations run locally in your browser. We use Google Analytics to understand traffic, and you can opt out at any time.
Table of Contents
1. Who We Are
SmrtCalculator ("we", "us", "our") operates the website smrtcalculator.com, a free online calculator platform for finance, business, and creator economy calculations.
This Privacy Policy applies to all visitors of smrtcalculator.com and describes how we collect, use, and protect information in compliance with the EU General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and other applicable privacy laws.
2. Data We Do Not Collect
All calculator computations run entirely in your browser (client-side JavaScript). We never receive, store, or process any numbers, financial figures, or values you enter into our calculators.
We do not collect:
- Calculator inputs (salaries, loan amounts, investment figures, etc.)
- Calculator results or outputs
- Name, email address, or any contact information (unless you contact us voluntarily)
- Payment or financial account information
- Social Security numbers or government IDs
3. Data We Collect Automatically
When you visit SmrtCalculator, certain technical data is collected automatically by our analytics tools:
| Data Type | Purpose | Legal Basis (GDPR) |
|---|---|---|
| Pages visited & time on page | Understand which calculators are most useful | Legitimate interest |
| Browser type & version | Ensure compatibility | Legitimate interest |
| Device type (desktop/mobile) | Optimize responsive design | Legitimate interest |
| Country / region (not city) | Localize content | Legitimate interest |
| Referring website | Understand traffic sources | Legitimate interest |
| Session duration & bounce rate | Improve user experience | Legitimate interest |
This data is aggregated and anonymized — it cannot be used to identify you personally.
4. Google Analytics (GA4)
We use Google Analytics 4 (GA4) — Measurement ID: G-JGZDBKQF1G — to analyze website traffic and user behavior.
GA4 collects data through first-party cookies and sends it to Google's servers. We have configured GA4 with the following privacy settings:
- IP anonymization enabled — your full IP address is never stored
- Data retention set to 14 months maximum
- Advertising features disabled — we do not use GA4 for remarketing
- Google Signals disabled — no cross-device tracking
- Consent mode active — GA4 respects your cookie consent choice
Google's privacy policy: policies.google.com/privacy
Opt out of Google Analytics: Google Analytics Opt-out Browser Add-on
6. Advertising
SmrtCalculator may display advertisements served by third-party ad networks, including Google AdSense. These networks may use cookies to serve ads based on your browsing history across websites.
You can opt out of personalized advertising:
7. Your Rights (GDPR / CCPA)
Right to Access
Request a copy of any personal data we hold about you.
Right to Erasure
Request deletion of your personal data ("right to be forgotten").
Right to Rectification
Request correction of inaccurate personal data.
Right to Restriction
Request that we limit how we process your data.
Right to Portability
Receive your data in a structured, machine-readable format.
Right to Object
Object to processing based on legitimate interests.
CCPA Rights (California Residents)
California residents have the right to know what personal information is collected, the right to delete personal information, and the right to opt out of the sale of personal information. We do not sell personal information.
To exercise any of these rights, please contact us. We will respond within 30 days (GDPR) or 45 days (CCPA).
8. Data Retention
Since we do not collect personal data directly, there is no personal data to retain. Analytics data collected via Google Analytics is retained for a maximum of 14 months as configured in our GA4 property, after which it is automatically deleted by Google.
Cookie consent preferences stored in your browser (localStorage) are retained for 12 months and can be cleared at any time by clearing your browser data.
9. International Data Transfers
Google Analytics may transfer data to Google's servers located in the United States and other countries. Google LLC is certified under the EU-U.S. Data Privacy Framework and uses Standard Contractual Clauses (SCCs) as a transfer mechanism, ensuring adequate protection for data transferred outside the EEA.
More information: Google's GDPR compliance
10. Children's Privacy
SmrtCalculator is not directed at children under the age of 13 (or 16 in the EU under GDPR). We do not knowingly collect personal information from children. If you believe a child has provided personal information through our site, please contact us immediately and we will take steps to delete such information.
11. Third-Party Links
Our website may contain links to third-party websites (e.g., financial institutions, government tax sites). We are not responsible for the privacy practices of those sites. We encourage you to review their privacy policies before providing any personal information. All external links include rel="nofollow" attributes.
12. Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or applicable law. When we make material changes, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of SmrtCalculator after changes constitutes acceptance of the updated policy.
13. Contact & Data Protection
For any privacy-related questions, requests to exercise your rights, or concerns about this Privacy Policy, please contact us:
We aim to respond to all privacy requests within 30 days. If you are not satisfied with our response, you have the right to lodge a complaint with your local data protection authority (e.g., CNIL in France, ICO in the UK, or your national DPA in the EU).