Terms of Service

1. Acceptance of Terms

By accessing and using SmrtCalculator ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Description of Service

SmrtCalculator provides free online calculators for educational and informational purposes. All calculations are performed client-side in your browser. The Service is provided "as is" without any warranties of accuracy or completeness.

3. Disclaimer of Financial Advice

SmrtCalculator does not provide financial, investment, legal, or tax advice. All calculator results are estimates for informational purposes only. Results should not be used as the sole basis for any financial decision. Always consult a qualified professional before making significant financial decisions.

Earnings estimates (YouTube, TikTok, ad revenue) are approximations based on industry averages and are not guarantees of income.

4. Accuracy of Information

While we strive to provide accurate formulas and calculations, SmrtCalculator makes no representations or warranties about the accuracy, completeness, or suitability of any information on the site. We are not liable for any errors or omissions in calculator results.

5. Intellectual Property

All content on SmrtCalculator, including text, design, code, and graphics, is the property of SmrtCalculator and protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

6. Limitation of Liability

To the maximum extent permitted by law, SmrtCalculator shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service or reliance on any calculator results.

7. Advertising

SmrtCalculator may display third-party advertisements. We are not responsible for the content of these advertisements or the products/services they promote. Clicking on ads may take you to third-party websites governed by their own terms.

8. Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice. We may also update these Terms of Service at any time. Continued use of the Service constitutes acceptance of updated terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from these Terms or your use of SmrtCalculator shall be resolved through good-faith negotiation.

10. Contact

For questions about these Terms of Service, please contact us.