Everyday Math

How to Calculate a Tip — Percentage Formula, Quick Mental Math & Bill Splitting

Calculating a tip doesn't require a calculator. Learn the quick mental math tricks, standard tip percentages, and how to split a bill fairly — all in under 2 minutes.

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Split bills, calculate tip amounts, and see per-person totals.

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The Tip Formula

Tip Amount = Bill Total × (Tip % ÷ 100)

Total with Tip = Bill Total × (1 + Tip % ÷ 100)

Quick Tip Reference Table

Bill Amount15% Tip18% Tip20% Tip25% Tip
$20$3.00$3.60$4.00$5.00
$35$5.25$6.30$7.00$8.75
$50$7.50$9.00$10.00$12.50
$75$11.25$13.50$15.00$18.75
$100$15.00$18.00$20.00$25.00
$150$22.50$27.00$30.00$37.50
$200$30.00$36.00$40.00$50.00

Frequently Asked Questions

How do you calculate a 20% tip?

Move the decimal one place left to get 10%, then double it. On a $47 bill: 10% = $4.70, doubled = $9.40 tip. Or multiply $47 × 0.20 = $9.40.

What is the standard tip percentage?

15–20% is standard for sit-down restaurants in the US. 20% is now considered the baseline for good service. 25%+ for exceptional service. Takeout: 10–15%. Delivery: 15–20% (minimum $3–5).

Should you tip on the pre-tax or post-tax amount?

Etiquette experts say tip on the pre-tax amount, but in practice most people tip on the total bill. The difference is small — on a $50 pre-tax bill with 8% tax, tipping on $54 vs $50 is only $0.80 difference at 20%.

How do you split a bill with tip?

Add the tip to the total first, then divide. Bill: $120, 20% tip = $24, total = $144. Split 4 ways = $36 each. Alternatively, each person pays their share plus 20% tip on their portion.

Do you tip on alcohol?

Yes. Tip on the full bill including alcohol. Bartenders typically receive 15–20% per drink ($1–2 minimum per drink). Some people tip separately on alcohol vs food, but tipping on the full total is standard.

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